When you’re buying your first home, you’re taking your first step on the property ladder which can set up your wealth for life. It makes sense, therefore, to think strategically to maximise the value of your investment. As a first home buyer, you should begin with the end in mind – that is, consider your…
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We have all watched TV renovation shows that capture the tension of a house sale when the seller decides to get greedy and ignore their agent’s assessment of market value. Demanding an unrealistic price – no matter how much you need the money for your life goals – will lose you buyers and potentially cost…
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Fashion is a brutal mistress, especially when it comes to decorating an apartment. Styles that takes away your breath today can descend to a sigh of ‘that’s so yesterday’ all too quickly. Anyone who has ever sold their apartment will know the value of being on-trend with fixtures and furniture. Classic, timeless designs provide longevity…
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Few decisions loom larger in our lives than choosing the right time to move into a retirement home. It is a personal decision at so many levels but still requires hard-thinking to make the right choice. Retirement villages have a substantial allure. They are built to make your life convenient, taking away the stress of…
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Applying for a mortgage can be complex so it is important to adopt a strategic approach to achieve the best result. There are three alternative paths to obtaining a home loan: apply to your existing bank, do your own research and shop around, or use a mortgage broker with a network of lenders that offer…
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Building a property portfolio is a great way to build your wealth. Here, we outline the most common approaches. Know your Motivation: Building a property portfolio is not a small undertaking. It comes with calls on your time, money and focus. Be sure you know why you’re doing it. For example, are you trying to…
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An increasing number of borrowers are seeking the services of a mortgage broker, especially after the banking royal commission revealed poor business practices among the major Australian banks. Using a broker doesn’t necessarily cut the banks from the picture but it can provide reassurance that you’re getting the most suitable deal in the market. A…
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The interior design style known as Bauhaus is guided by the belief that materials should not be hidden behind upholstery but exposed to show the honesty of each piece. This sparse, austere style can be recognised by its steel tubing designs of chairs, sofas and tables. It still looks incredible in modern houses and apartments,…
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Few improvements to a home make a bigger impact than brand new flooring. It offers a wonderful sense of renewal in an existing home and can be a high-value purchase to help sell a property. Flooring trends come and go slowly, so your investment will not look dated when it’s time to sell and move…
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Finding the right mortgage is an essential part of buying your dream property and it may require some legwork. Here are some of the key steps. Finding a lender: Approach Your Own Bank – They will have a portfolio of products designed to fit the varying needs of their customer base. They will know your…
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