America’s real estate market appears set for a fascinating 2025 after new home sales finished strongly in December and pointed to a building confidence among buyers. We had hoped the Federal Reserve would step in to reduce the cash rate by a further 0.25% at the end of last month to ease the mortgage burden…
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The affordability of housing will be front and center in America’s political conversation this year, as everyone from the President down seeks cheaper interest rates to take pressure off values and rents. The nation’s ability to deliver affordable housing – a common challenge among many western economies – will affect millions of households. The market…
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It’s been a long time since we’ve seen so much optimism in the real estate market, and 2025 looks set to be a year of opportunity for upgraders, first-time buyers and investors. The 2025 market looks promising for a variety of buyers and sellers. While the Fed decided to keep the rate at 4.25% recently,…
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The large rent hikes Canada has experienced since the pandemic are finally coming off the boil. Rents are not falling but the rate of growth is tapering down, slowing to 5.4% from a historic peak of 8% in mid-2023. That means investors have not only enjoyed record levels of rental income but will continue to…
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Real estate prices displayed considerable resilience in 2024, but the burning question now is whether the supply and demand equation will keep values buoyant while we all wait for the much-promised and delayed interest rate cuts. Predicting when rates might fall from 4.35% is like playing roulette. With so many economic and geo-political factors in…
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Every year, most owners will get a reminder to pay their home and contents insurance, and then transfer the cash without understanding exactly what they’re buying. So, what does the average policy cover? Firstly, let’s differentiate between home and contents cover. If you’re insuring your house, then your home policy should cover the structure of…
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As we enter 2025, Canadians homebuyers and owners will be looking at a myriad of economic and political issues that could influence their decision to review and change their mortgage arrangements. While our agency does not pretend to be a financial adviser, it’s clear the situation for mortgage holders is changing quickly. The Bank of…
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Economic news might have been less than we’d have wanted for Christmas, but the property market is showing signs of resistance. And that’s good news for buyers and sellers alike. Prices are on the rise for the first time in seven months, according to the monthly Valocity housing report. While the 0.7% rise is not…
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As we enter 2025, Kiwis will be wondering what the property market holds for the next 12 months, and whether values will start to rebound on the back of some aggressive rate-cuts from the Reserve Bank of New Zealand. As an experienced agency, we can see a mixed picture that’s going to be dominated by…
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Two mortgage rate cuts of 0.5% in succession have given Canadians renewed optimism about the property market. The national average sale price has risen 7.4% to $694,411, according to new figures from the Canadians Real Estate Association (CREA). And with our cash rate now 3.25% – one of the lowest among developed economies – homebuyers…
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