Category: Finance

8 expenses to budget for before you buy a home

An outline of the eight major additional expenses – on top of your deposit – that you’ll need to budget for.

5 loan hoops you will need to jump through

The five standards you’ll need to meet to get a home loan.

Why you should be careful with interest-only loans

Is an interest-only loan right for you? New banking regulations mean you need to be careful.

Why you should use a mortgage broker

An increasing number of borrowers are seeking the services of a mortgage broker following revelations at the banking royal commission of business practices among the major Australian banks. Using a broker doesn’t necessarily cut the banks from the picture but it can provide reassurance that you’re getting the most suitable deal in the market. There…
Read more

A guide to pre-approvals

Getting your finances in order and having a mortgage pre-approved is one of the first things you need to do when buying.

4 important things to know about your market

It’s always a good idea to conduct your own research into the property market when you decide to sell. This will help you get a feel for how the market is performing so that when you meet your shortlist of agents you are considering using, you’ll have some background and be able to ask more…
Read more

First home buyers guide to mortgages

If you’re a first home buyer, having your finances organised and a loan pre-approved before you start looking for your home can help you save time and avoid disappointment. Here’s our quick guide to what you need to know. How much deposit do you need? Most mortgages are based on a 20% deposit on the…
Read more