The quick change in our economic landscape should give many homeowners a reason to evaluate their mortgage situation. As a respected agency in your area, we have experienced this scenario before and understand how tightening economic conditions and rising mortgage payments affect our clients. Below, we’ve offered a short list of basic advice on how…
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A borrowing strategy is an intelligent approach to finding your first mortgage or refinancing to purchase a new home. The best loan consists of far more than the cheapest interest rate. Tracking down the most suitable deal for your circumstances is difficult and time consuming. It can take hundreds of hours to research all your…
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If you haven’t organised a loan pre-approval for your first home, then shopping for a house is like walking into a store without your credit card. When you find your ideal property, you won’t be able to move quickly because organising finances takes time. And that’s terrible news if other buyers are keen to seal…
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Buying a new home often means confronting the challenge of refinancing and choosing the best package from a wide choice of products with varying interest rates and eligibility rules. Many of us select a 30-year loan with a fixed interest rate, while others choose a 15-year option, which has a lower interest rate but higher…
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So, you’ve endured months of hardship and frugal living and to save enough money to use as a deposit for a home. Now comes the loan application and knowing for sure how much you’ll be able to spend. Lenders will put a magnifying glass to your application, especially in the aftermath of the banking royal…
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With interest rates at record lows and no sign of them rising, this is a great time to consider buying your first home or moving up the property ladder. In my time as a real estate agent, I cannot remember money ever being so cheap. But that doesn’t mean you should assume a lender will…
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Competition between traditional banks home lenders for your business continues to be fierce even in these economic times. The challenge is to understand all the products available and which ones would best suit your circumstances. Home buyers are increasingly looking to mortgage brokers to help them navigate this complex environment, although banks continue to offer…
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When it comes to finding the best home loan, it’s a jungle out there. Mortgage brokers can be your guide, offering an array of products and services to help you own your first home, refinance an existing loan or climb the property ladder. More than half of the loans in Australia are arranged by brokers…
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Competition between home lenders for your business continues to be fierce even in these economic times, and your choice of provider extends far beyond the big four banks. The challenge is to understand all the products available and which ones would best suit your circumstances. Homebuyers are increasingly looking to mortgage brokers to help them…
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Applying for a mortgage can be complex so it is important to adopt a strategic approach to achieve the best result. There are three alternative paths to obtaining a home loan: apply to your existing bank, do your own research and shop around, or use a mortgage broker with a network of lenders that offer…
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