Two mortgage rate cuts of 0.5% in succession have given Canadians renewed optimism about the property market. The national average sale price has risen 7.4% to $694,411, according to new figures from the Canadians Real Estate Association (CREA). And with our cash rate now 3.25% – one of the lowest among developed economies – homebuyers…
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As we enter 2025, Canadians homebuyers and owners will be looking at a myriad of economic and political issues that could influence their decision to review and change their mortgage arrangements. While our agency does not pretend to be a financial adviser, it’s clear the situation for mortgage holders is changing quickly. The Bank of…
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Buying a home is a major investment, no matter the season. But as temperatures drop and snow starts to fall, commissioning a professional home inspection becomes even more critical. While a charming exterior covered in a blanket of snow might look idyllic, hidden issues can lurk beneath the surface. A professional home inspection will be…
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The New Year often brings a wave of fresh starts and renewed aspirations. For many, this includes reimagining their living spaces and setting their sights on a new home that truly reflects their evolving needs and desires. Whether you’re envisioning a cozy cottage, a modern condo, or a sprawling family estate, defining your ideal space…
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Against a background of promises by President-elect Trump to lower prices, America’s real estate market may prove to be a challenge. Mortgage rates remain at 20-year highs while buyers face record-high home prices. The Federal Reserve’s rate cuts have been implemented but this has yet to affect the housing market or mortgages. Retail rates still…
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Moving can be a daunting task, filled with logistical challenges and emotional upheaval. But it doesn’t have to be a chaotic experience. By implementing proactive planning strategies, you can minimize stress and ensure a seamless and efficient relocation. Here’s how to navigate your next move with ease: Start Early and Stay Organized To ensure a…
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In today’s competitive real estate market, securing your dream home requires more than just finding the perfect property. Obtaining mortgage pre-approval can significantly strengthen your position and streamline your home-buying journey. Pre-approval provides a clear understanding of your purchasing power and offers numerous advantages in the competitive landscape of home buying. Here are some key…
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The New Year often brings a wave of fresh starts and renewed commitments. For those who own or aspire to own a home, this can be a perfect time to set some “smart” resolutions. But instead of vague goals, let’s focus on creating achievable objectives that will bring you closer to your homeownership dreams. Here’s…
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A home is more than just four walls and a roof; it’s a sanctuary, a haven, a space to recharge and connect. This year, why not resolve to create a living space that truly enhances your life? Here are some impactful resolutions to transform your home environment and promote well-being: Declutter and Organize: A clutter-free…
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Negotiation is a critical skill in any real estate transaction. Whether you’re a buyer hoping to secure your dream home, or a seller aiming for the best possible price, understanding effective negotiation strategies can make all the difference. The bottom line in American real estate is simple – find a great agent. Their experience in…
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