Small business might be the backbone of America, but those who have the courage to go down this path, often also providing employment for others, can find it challenging to secure a mortgage. While lenders may set a higher bar for the self-employed, it is worth persevering with an application. If you use a mortgage…
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Buyers across America remain highly active despite the recent sequence of rises in the mortgage rate, indicating that we still have pent-up demand for residential property and proving the incredible strength of our real estate market. However, the continuing upward trend in prices for houses, apartments and condos can make life difficult for first-time buyers.…
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If you’re weighing up the pros and cons of selling your home or remodeling, there’s a temptation to stay in place, shying away from the commitment of finding a new home in a highly active and competitive market. As an experienced agent in our neighborhood, I’ve worked with many clients who began their home-selling journey…
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If you’re one of the millions of Americans who can’t get through their early morning routine without a coffee, have you ever wondered about the possibility of reusing all those grinds that you tip in the trash? Coffee grinds are excellent fertilizer and perfect for a small balcony garden for a condo or apartment and…
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As utility bills continue to rise, you might be wondering if there’s a way to reduce these costs and what impact this would have on the future resale of your home. These are smart questions, because energy-efficient homes are highly desirable among buyers who want low power bills as they tailor their lives to deal…
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With summer disappearing into the distance and the fall fast upon us, homeowners aiming to sell in the next few months have an excellent opportunity to exploit the change of seasons. While there is never a wrong time of year to sell a property, the cozy days of fall and winter can work if you…
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Downsizing your property is often painted as the solution to every homeowner’s cash flow challenge once they retire. And in the current environment of rising mortgages and living costs, downsizing is on the mind of an increasing number of homeowners. Selling your home for a profit and purchasing smaller, more suitable accommodation may be the…
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Don’t panic if you want to sell your home but fear you’ve missed out on the spring and summer buying bonanza. Fall is actually a great time of the year to put your property on the market. The reality is that the economy, not the weather, dictates prices and buyer behavior. There are additional benefits…
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As real estate continues to achieve record prices and prove once again its value as a long-term investment, there’s never been a more important time for buyers to make sure they have a healthy deposit. The recent sequence of interest rate rises that have pushed mortgage rates to around 6% means buyers must manage their…
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Downsizing is becoming an increasingly attractive proposition for those entering late-middle age and even younger owners concerned about the ongoing costs of maintaining a large home. The National Association of Realtors (NAR) says one-in-four transactions now involve a seller seeking to downsizer. And data from Freddie Mac suggests the supply of new smaller homes –…
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