Tag: Mortgages

Green loans are having their day in the sun

With the price of electricity through the roof these days, it’s no wonder that Australia has become a world leader in the domestic adoption of solar panels. Australia has the highest uptake of solar globally. Figures from the Clean Energy Regulator show that more than 2.68 million rooftop solar power systems have been installed in…
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Nine tips to finding a great tenant

Finding a good tenant isn’t easy which is why it can be valuable to hire a good property manager. Focus on a prescribed set of qualities that make a good tenant rather than relying on intuition. And remember that the Fair Housing Act is designed to ensure any selection criteria is applied equally to all…
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9 definitions to boost your loan literacy

The finance industry is one of Australia’s most competitive with new products launching almost every month to win customers. Its focus on innovative ways to help Australians achieve their financial goals means the loan you took out ten or even two years ago may no longer be the best deal in town. As an experienced…
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Furnishing your home in the Bauhaus style

The interior design style known as Bauhaus is guided by the belief that materials should not be hidden behind upholstery but exposed to show the honesty of each piece. This sparse, austere style can be recognised by the steel tubing designs of chairs, sofas and tables. It looks incredible in modern houses and apartments, yet…
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9 easy ideas to enhance security of your home

Upgrading the security of your home not only gives you peace of mind but it can add to the overall impression of the property when you decide the time has come to sell. Owners who have applied security solutions usually receive favourable responses from buyers as it minimises the cost of home insurance. Remember, burglars…
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Adding the costs of a renovation to your home loan

Home renovations are all the rage right now as owners look to add value to their properties or enhance their lifestyle without the inconvenience of moving and incurring all the costs that go with it. New kitchens and bathrooms are popular choices, while others are digging deeper to either rebuild completely or add an extra…
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Financing mistakes to avoid when you buy a new car

Under the bright lights of a showroom, it’s easy to focus on the car of your dream and be lured into a finance arrangement that turns out to be excessively expensive. If you accept a dealer’s loan, you are likely to find negotiating down the price of your vehicle difficult. On the other hand, if…
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6 dangers of using payday lenders

Fast cash comes at a steep price when you use payday lenders – and even if you make an inquiry to one of those companies, it goes straight onto your credit file. This doesn’t look good when you go to a traditional lender and banks have been known to deny applicants purely on the basis…
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Secrets of a stress-free investor

Selecting a tenant carries an element of risk as a wrong choice can cost thousands of dollars in unpaid rent, damage to your property or both. There are no guarantees, but it’s possible to enjoy a relatively stress-free experience of renting property and building your personal wealth. Investing in a top-quality property manager will safeguard…
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Nine-point strategy to find your ideal investment property

9 guidelines to help find your ideal investment property

Owning an investment property requires discipline around the organisation of your finances.  While it’s important to use professional advice and services, such as those offered by an accountant, no investor should assume the general elements of a property investment will look after themselves. It’s vital that you stay on top of your mortgage and tax…
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