Every mortgage type offers different options, and which one a buyer chooses will impact their future finances. The two main groups are fixed-rate and adjustable-rate mortgages (ARMs), which fall under the banner of conventional loans or those that the government doesn’t back. Other loans are government-backed, while jumbo loans are typically utilized for luxury, high-cost…
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For buyers, especially those about to make their first purchase, a home walk-through can be nerve-wracking. But bringing a checklist can help. Make sure you take a notebook and measuring tape, and it’s a good idea to wear comfy shoes and smart but comfortable clothes if viewing multiple properties. Floors, walls and ceilings should be…
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Buying a home at a time when high interest rates are putting pressure on buyers can be frustrating – but there is a solution. A deposit bond can be a valuable tool for securing your dream property, even if you don’t have the full cash deposit upfront. It can potentially bridge your financial gap and…
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Everyone wants to sell their home quickly and for top dollar! Maximizing the value of your home doesn’t happen by accident, of course. You need to identify your property’s key target markets, such as young families or downsizers, and then sell the features that will attract their interest. As an experienced real estate agent in…
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As an experienced real estate agent, I know that buying a home for the first time can be intimidating—but it doesn’t have to be! A great buying journey often depends on the questions you ask the seller and their agent when visiting the house or apartment. Below, I’ve listed five helpful questions to help you…
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In March, the Solar Energy Industries Association (SEIA) announced that renewable energy – primarily solar power – had outpaced fossil fuel energy for the first time. The US solar industry installed 32.4 gigawatts-direct current of capacity in 2023 – “a remarkable 51% increase over 2022,” the SEIA noted. “This was the industry’s biggest year by…
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If you love real estate and want to earn profits from making deals and building a property portfolio, the allure of house flipping is undeniable. Who hasn’t dreamt of transforming a diamond in the rough into a stunning home, reaping a tidy profit in the process? Given the number of people in the market for…
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The real estate market may undergo peaks and troughs over the years, but you can guarantee there will always be good opportunities for keen-eyed investors. Many are drawn to the potential for high rental returns and relatively affordable property prices in a range of cities and towns across America. However, it’s crucial to approach this…
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A well-maintained and beautifully presented home will always have a significant impact on potential buyers and maximize value when the time comes to sell. While you may be tempted to hire professionals for every home improvement project, many DIY tasks can make a big difference without breaking the bank. As an experienced real estate agent…
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The compulsory purchase of insurance by a mortgage borrower to protect their lender from a loan default is under investigation, according to a report from the leading financial news agency, Bloomberg. The Consumer Financial Protection Bureau (CFPB) is questioning the validity of forcing borrowers as a condition of a loan to pay for insurance that…
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