Tag: country_ca

10 tips for buying in today’s market

As Canada looks to new political leadership and a general election later this year, there’s no denying the lack of affordable housing has weighed heavily on the Trudeau Government. Property values are more than 30% higher than in April 2020 – a direct consequence of government economic stimulus during the pandemic and a near-zero benchmark…
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10 crucial steps to buying your first home

Purchasing your first home can feel like you’re about to climb a mountain that will confront you with challenges you’ve never faced before. Any fear of being overwhelmed is understandable, but it doesn’t have to be that way.  After all, more than 500,000 property purchases are projected to be made in Canada this year, according…
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Prepare your home for buyers with these six tips

What’s the true secret to a successful home sale? Is it location, size, design, price or presentation? Of course, it’s a combination of all of these facets of a property. The most powerful factor will depend on the individual buyer.  However, there’s one element homeowners often underestimate despite the advice of their agent: the importance…
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Nine-point strategy to find your ideal investment property

Values rise, transactions up as rate cuts boost optimism

Two mortgage rate cuts of 0.5% in succession have given Canadians renewed optimism about the property market. The national average sale price has risen 7.4% to $694,411, according to new figures from the Canadians Real Estate Association (CREA). And with our cash rate now 3.25% – one of the lowest among developed economies – homebuyers…
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Is it time to re-evaluate your loan now mortgage costs are falling?

As we enter 2025, Canadians homebuyers and owners will be looking at a myriad of economic and political issues that could influence their decision to review and change their mortgage arrangements. While our agency does not pretend to be a financial adviser, it’s clear the situation for mortgage holders is changing quickly. The Bank of…
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Planning your ideal space for the New Year

The New Year often brings a wave of fresh starts and renewed aspirations.  For many, this includes reimagining their living spaces and setting their sights on a new home that truly reflects their evolving needs and desires.  Whether you’re envisioning a cozy cottage, a modern condo, or a sprawling family estate, defining your ideal space…
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Understanding the appraisal process: A guide for sellers

Selling your home is a significant financial decision, and the appraisal process plays a crucial role in determining its value.  Understanding this process can help sellers prepare and ensure a smoother transaction. This article provides valuable insights into the appraisal process, its impact on your home sale, and key factors that influence property valuation. Sellers …
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How to plan a stress-free relocation

Moving can be a daunting task, filled with logistical challenges and emotional upheaval. But it doesn’t have to be a chaotic experience.  By implementing proactive planning strategies, you can minimize stress and ensure a seamless and efficient relocation.  Here’s how to navigate your next move with ease: Start Early and Stay Organized To ensure a…
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The power of the pre-approved mortgage

In today’s competitive real estate market, securing your dream home requires more than just finding the perfect property.  Obtaining mortgage pre-approval can significantly strengthen your position and streamline your home-buying journey.  Pre-approval provides a clear understanding of your purchasing power and offers numerous advantages in the competitive landscape of home buying. Here are some key…
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8 tips to make your NY resolutions stick

The New Year often brings a wave of fresh starts and renewed commitments. For those who own or aspire to own a home, this can be a perfect time to set some “smart” resolutions.  But instead of vague goals, let’s focus on creating achievable objectives that will bring you closer to your homeownership dreams. Here’s…
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