How will the Federal Election affect the property market?

Industry experts are forecasting a slowdown in house sales and the number of properties coming onto the market across the six-week federal election campaign, in which housing affordability and rent prices are becoming hot topics. History shows Australians are usually reluctant to sell or rent during a campaign, but their confidence in the market remains…
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Younger downsizers can now deposit property profits into super

Updated laws designed to help owners downsize from their family homes are now in place, which may make it easier and more affordable to plan your retirement. From a mortgage broker’s perspective, the scheme appears worthy of consideration because it’s designed to bolster your savings by minimising tax. You may want to talk to your…
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6 key questions to ask your broker

More Australians than ever are using a mortgage broker to help them navigate the wide variety of home loans on the market today. If you’re buying for the first time or refinancing and have never used a broker, you’re probably asking yourself whether you need any help. It’s simple enough to apply for a loan.…
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First time buyers win in rule changes

A new law designed to help first-home buyers has come into force recently. First-time buyers will now be able to increase their savings in the Federal Government’s First Home Super Saver Scheme from $30,000 to $50,000. Almost 27,000 Australians have been using the scheme, which allows them to make voluntary contributions to their super that…
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5 ways to assess a property’s price

With the market stronger than ever, there’s never been a better time for buyers to learn the basics of assessing a property’s price before making an offer or attending an auction. Valuation is not a perfect science. You can never tell in a booming market when an auction will perform to expectation or go stellar…
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How to make your garage a winning feature

One of the challenges with preparing your home before a sale is the essential declutter designed to help give prospective buyers the best possible impression of your property. Nothing impacts on a buyer’s perception of room size more than clutter. Not only is it unsightly, it leaves buyers with the impression the room isn’t big…
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What happens if you find asbestos in your home?

Finding asbestos can be a distressing experience when you renovate or buy given its well-documented history as a toxic material.  Asbestos is a natural substance of thin fibrous crystals that if inhaled attacks the lungs, causing them to stiffen with deadly consequences. You might find asbestos in any pre-1990 home, as the material was used…
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9 ways to declutter when you downsize

The decision to downsize is often emotional, requiring you not only to say goodbye to the family home that holds so many memories but let go of possessions that no longer have a place in your life. Downsizing remains an important option for those approaching later years and looking for less stress. Once the kids…
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How to create a beautiful ensuite

Installing a brand new bathroom is a great way to prepare your house for sale and achieve the maximum possible sale price. Brand new bathrooms and kitchens have the most impact on buyers during inspections, and they will certainly set your home apart from most of the properties currently for sale in the  neighbourhood. Planning…
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6 ways to sell the dream of your home to buyers

When the heat in a booming property market eases down a notch, sellers need to become more competitive to maximise the value of their homes. Some buyers may feel they have the whip-hand, thinking they can low-ball you because the banks predict rising interest rates. But that’s not true if they’ve set their heart on…
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