Category: Refinancing

As a homeowner, one of the best ways to save money is to pay off your mortgage. This both frees you from the serious dent to your income each month when your mortgage payment is deducted and can deliver additional equity in your loan that you can use at a later date. It will depend…
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The critical aspect of refinancing a home loan is to establish the value of your property, which will act as the collateral against which your finance arrangements will be made. Lenders tend to vary in their assessment methodology but usually apply the 80% Loan-to-Value Ratio (LVR) principle. This dictates the size of the loan based…
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