The goal to own property is deeply rooted in our national psyche, yet your first home-ownership journey can feel like walking into a labyrinth of jargon, daunting decisions and financial challenges. For first-time buyers, this is a perfectly natural response. Yet navigating this path will help secure your financial future and turn a dream into…
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First-time buyers rarely have the spending power to purchase a large family home as their initial transaction on the property ladder. Whether they’ve bought a small detached home or an apartment, their greatest challenge is usually square footage, or the lack of it. The ability to make the most of every inch will maximize their…
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Your head is probably still spinning from the political events of the last few weeks. Arguably, voter needs took a temporary backseat amid the political drama that unfolded on our screens and in our newspapers. No doubt, the aspirations of Americans will now become increasingly clear as we head toward the first Tuesday in November.…
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Moving into your first home is incredibly exciting and marks the beginning of an important chapter in your life. If you are thinking of embarking on some major upgrades, it may pay to get to know your new home well first. It’s worth keeping a journal of your general first impressions of living in the…
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If the increase in the cost of living is stretching your finances thin, you may have considered renting a spare room to earn some extra cash. It’s also a favourite strategy for first-time buyers looking to ease their mortgage obligations with a little extra cash. While it can be a great way to earn income,…
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For buyers, especially those about to make their first purchase, a home walk-through can be nerve-wracking. But bringing a checklist can help. Make sure you take a notebook and measuring tape, and it’s a good idea to wear comfy shoes and smart but comfortable clothes if viewing multiple properties. Floors, walls and ceilings should be…
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As an experienced real estate agent, I know that buying a home for the first time can be intimidating—but it doesn’t have to be! A great buying journey often depends on the questions you ask the seller and their agent when visiting the house or apartment. Below, I’ve listed five helpful questions to help you…
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As experienced real estate agents, we know that buying a home for the first time can be intimidating—but it doesn’t have to be! A great buying journey often depends on the questions you ask the seller and their agent when visiting the house or apartment. Below, our agents have listed five helpful questions to help…
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Are you a first-time homebuyer feeling daunted by saving for a down payment? The First Home Savings Account (FHSA) might be the solution you’ve been looking for. This registered account is explicitly designed to help Canadians achieve the dream of homeownership. What sets the FHSA apart is its unique blend of tax advantages and flexible…
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The opportunity to take part in a shared equity initiative run by Canada’s federal housing agency has closed, reducing assistance options for first-time buyers. Canada Mortgage and Housing Corp wrapped up the program, called the First Time Home Buyers’ Incentive (FTHBI), on March 31 and will no longer accept applications for assistance. Established in September…
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