If the increase in the cost of living is stretching your finances thin, you may have considered renting a spare room to earn some extra cash. It’s also a favourite strategy for first-time buyers looking to ease their mortgage obligations with a little extra cash. While it can be a great way to earn income,…
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For buyers, especially those about to make their first purchase, a home walk-through can be nerve-wracking. But bringing a checklist can help. Make sure you take a notebook and measuring tape, and it’s a good idea to wear comfy shoes and smart but comfortable clothes if viewing multiple properties. Floors, walls and ceilings should be…
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As an experienced real estate agent, I know that buying a home for the first time can be intimidating—but it doesn’t have to be! A great buying journey often depends on the questions you ask the seller and their agent when visiting the house or apartment. Below, I’ve listed five helpful questions to help you…
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As experienced real estate agents, we know that buying a home for the first time can be intimidating—but it doesn’t have to be! A great buying journey often depends on the questions you ask the seller and their agent when visiting the house or apartment. Below, our agents have listed five helpful questions to help…
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Are you a first-time homebuyer feeling daunted by saving for a down payment? The First Home Savings Account (FHSA) might be the solution you’ve been looking for. This registered account is explicitly designed to help Canadians achieve the dream of homeownership. What sets the FHSA apart is its unique blend of tax advantages and flexible…
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The opportunity to take part in a shared equity initiative run by Canada’s federal housing agency has closed, reducing assistance options for first-time buyers. Canada Mortgage and Housing Corp wrapped up the program, called the First Time Home Buyers’ Incentive (FTHBI), on March 31 and will no longer accept applications for assistance. Established in September…
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Selecting the right mortgage when you’re a first-time buyer can be challenging. You’re confronted with so many choices by the big banks and other lenders. Speculation is building that mortgage rates will begin to fall within the next 12 weeks. After 18 months of increases, you may feel that this means now is the right…
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Buying your first property is an unforgettable experience, and it’s one of the most important decisions you’ll make to set yourself on the path of wealth creation. Owning a first home can also be unforgettable if you’ve never redecorated or renovated. Figuring out how to hang wallpaper or what colour to paint a room can…
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If you’re searching for your first property, there’s a lot to think about. Perhaps you’re concentrating so hard on buying the home that you’re not even considering furnishings. But, how you set up your new house or apartment plays a fundamental role in your enjoyment of the property. So, spend a little downtime working out…
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The first sign of a sustainable fall in mortgage costs will likely inspire thousands of young Americans to jump into the property market for the first time. But making your first purchase is not just about finding the ideal property; there is lots to think about. You want to have a good team working for…
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