Category: First Time Buyer

National data informs sentiment but local conditions matter most

Property prices are under the microscope right now because the market is anxious to gauge the impact of interest rate rises. But you can definitely overdo the analysis. National averages of residential property for detached houses and units have their use, but they’re not definitive for your personal situation. Australia consists of thousands of micro-markets,…
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Tips on decorating your first home

Planning how to furnish your apartment is one of the most exciting aspects of buying your first home. The wonderful achievement of climbing onto the property ladder is often accompanied by an exhilarating feeling of independence: you can finally live your life in your way. As an experienced agent in our neighborhood, I’ve worked with…
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Adapting to the reality of living in smaller spaces

The Great Australian Dream of owning your own house or apartment seems to be shrinking, at least in the size of its ambition. The total square meterage of both houses and apartments has decreased while blocks continue to offer less space, according to the latest Australian Bureau of Statistics (ABS) data. For first-time buyers, this…
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Unpacking rising property prices

Whether you’re thinking of buying or selling a property in the United States right now, it’s difficult to understand how prices keep powering ahead while interest rates are on the rise. Uncovering the answer is not small stakes.  For homeowners, it’s critical to how you might choose to manage your greatest financial asset and upgrade…
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Six questions to ask your broker

More Americans than ever are using a mortgage broker to help them navigate the wide variety of home loans on the market today. According to the Wall St Journal, a total of $1.61 trillion was issued in home loans by brokers last year: a record driven by the current real estate boom. If you’re buying…
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Four top tips for first-time buyers

The idea of buying your first home can be daunting, but in America, we’re lucky enough to have an excellent agent system that means you don’t have to fear making basic errors. An experienced buyer’s agent will also guide you towards the most suitable properties that align with your criteria. And they’ll make sure you…
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Seven essentials for a stress-free loan application

Applying for your first mortgage can be nerve-wracking as it determines how much a lender will offer as a mortgage and whether that’s sufficient to purchase a suitable property in your target neighborhood. Your first goal must be to secure pre-approval; this is the conditional promise of a mortgage that allows you to make an…
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Four ways to reduce mortgage pain

As a first-time buyer, or a current homeowner looking to refinance, you’ll find that it pays dividends to create a mortgage repayment strategy.  Don’t make the mistake of just following your lender’s instructions.  If you play the game smartly, you’ll discover a few tricks that will shave thousands of dollars off your payment schedule.  Making…
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Find the best loan with these five tips

The idea of exploring the neighborhood to find a dream home is an incredibly exciting moment when you’re a first-time buyer. But you come back to earth when faced with the challenge of choosing a lender and mortgage product.  The variety of interest rates and terms and conditions can be bewildering. As an experienced agent…
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Essential documents for loan applications

Applying for your first mortgage can be nerve-wracking. How much a lender is prepared to offer you will determine whether you can afford to buy a suitable property in your target location. It is also important to understand that your lender will only issue the loan after valuing the property you want to buy and…
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