Applying for your first mortgage can be nerve-wracking as it determines how much a lender will offer as a mortgage and there’s no guarantee that will be sufficient to purchase a suitable property in your target neighborhood. Your first goal must be to secure pre-approval. This is the conditional promise of a mortgage that allows…
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A borrowing strategy is an intelligent approach to finding your first mortgage or refinancing to purchase a new home. The best loan consists of far more than the cheapest interest rate. A better approach is to track down the most suitable deal for your circumstances. America has an incredibly well-serviced market for home loans. And…
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Buying real estate for the first time can feel quite intimidating. You’ve got to deal with sellers and their agents, rival buyers, banks and lawyers. And it’s not always clear what role each of them plays in the process. As a first-home buyer, you have access to many professionals who can help explain the various…
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Your first rung on the property ladder is often a small apartment or house simply because of the limited budgets that define our early adulthood. And while it would be lovely to snap up a five-bedroom mansion in a prestigious neighborhood, the reality isn’t like that for most of us. Instead, we do our best…
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It feels like you can’t turn on the TV and flip through the channels without seeing a home improvement show, but don’t be taken in by their simplicity. Remodelling your home is far more complex and usually more expensive than TV pundits lead you to believe. When they even bother to price the items of…
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Buying real estate for the first time can feel quite intimidating – you’ve got to deal with agents, sellers, rival buyers, banks and lawyers. And it’s not always clear what role each of them plays in the process. As an experienced local agent, I have worked with many young and first-time buyers. It’s great to…
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When you’ve set your heart on a property, the last thing you want to do is get into a bidding war with another prospective buyer. The uncertainty and potential stress on your finances can become all-consuming and, for many buyers, this erodes the initial delight of finding their dream home. You need to keep a…
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There are many tricks and tips to buying a property, but there’s one essential element that no one can avoid – getting your finances in great shape. Knowing what you can afford is a critical element of finding your first home or the next one that takes you higher up the property ladder. The most…
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It feels like you can’t turn on the TV without seeing a home improvement show, but don’t be taken in by their simplicity. Upgrading your home is far more complex and usually more expensive than TV pundits lead you to believe. When they even bother to price the items of a project, the labour costs…
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Like many areas of life, the real estate business has its fair share of sayings and clichés. The most common is “location, location, location” because it’s an essential facet of any property purchase. Another favourite is “going, going, gone” for when houses go under the hammer for auction. But other popular phrases are perhaps not…
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