Whether you want to upgrade your home or you’re a first-time buyer, the recent interest rate rise imposed by the Reserve Bank of Australia (RBA) on Melbourne Cup day will be of more than passing interest. Families, couples and singles in the throes of buying their next or first property will want to know the…
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Hanging onto the family home can become needlessly expensive once the kids have left home. As you get older, maintenance becomes burdensome and cleaning and gardening steals hours from your week. However, if you get your sums wrong, you’ll find yourself in no better position, or worse. So, discuss your downsizing plans with your financial…
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With confidence returning to the property market, owners with medium-term plans to sell are asking two key questions. Many buyers want to know if now is the right time to move, and whether it’s best to sell first and then purchase, or to find their next dream home and then put your current place on…
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Downsizing is a common trend among homeowners, particularly those approaching retirement or experiencing lifestyle changes. This shift can offer financial benefits and a simpler living arrangement that better suits evolving needs. As an experienced local agent, I’ve observed that cash transactions often increase during periods when financing becomes more challenging. This trend can benefit those…
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Hardly a day passes without another article published on the wonders of living in regional Australia and how the thousands of sea and tree-changers who’ve bitten the bullet have never looked back. So, as we descend into winter, it’s a great time to consider whether leaving the city for the bush or beach is everything…
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Understanding how real estate agents describe different types of property can be a challenge if you’re unfamiliar with the market. While a picture is worth a thousand words in real estate, they don’t pick up the subtle differences between the array of property types available. These common descriptors will help explain some of the real…
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New rules that allow couples to each put $300,000 from the sale of their primary residence into their superannuation fund tax-free has made downsizing a hot topic. The idea that you and your partner can add a combined $600,000 to your retirement savings has made selling the family home a tempting prospect. Is this the…
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Retiring is a significant life event that can have a major impact on your current housing situation. When it comes to timing, there’s no one-size-fits-all answer. Some retirees choose to move before they retire, while others wait until they have more time to explore their options and then make a move. It’s important to consider…
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Downsizing is one of those decisions that nature can take out of your hands. As you enter your more senior years, the ability, energy and enthusiasm to maintain a family home are no longer within you: and it doesn’t matter what the real estate market is doing. Your approach to the challenge of downsizing can…
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Property wealth can fluctuate over time, and for many homeowners, there may come a point when downsizing becomes an attractive option. This is especially true for older individuals who have built up significant equity in their homes over the years. If you’re considering downsizing, here are some key points to keep in mind: Understanding Your…
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