Did you know that creating a private outdoor paradise is possible no matter what size property you are able to afford? In fact, if you buy an apartment, townhouse or home on a small block, it’s often easier because the smaller the space you are working with, the smaller your budget for plants and outdoor…
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Covid has been a major disruptor to the workforce but, for many, it’s also offered a positive change to how our employers view work-life balance. Many studies have now shown that workers simply will not be returning to the demands of pre-pandemic days. A survey conducted for the University of Sydney’s business school revealed that…
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Keeping a clean home contributes significantly to the maintenance and value of your property, as well as ensuring your loved ones enjoy a safe and caring environment. Below are eight tips for keeping your home healthy and safe. We hope you find them helpful. Chemical warning It’s easy to forget that we’re dealing with chemicals…
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As a homeowner, at some point will need to call in a contractor to deal with a plumbing problem. Some of the jobs you may need help with are replacing your hot-water heater, putting in new pipes, unblocking a drain or fitting new taps. Building a relationship with a good local plumber will certainly prove…
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Taking a little bit of time to be organised before you start house hunting will help ensure the process goes as smoothly as possible once you do find your dream home. We’ve listed our top tips to avoid potential challenges and delays as you embark on this exciting process and move one step closer to…
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This is a test post for Loan Market
One of the big reasons to use mortgage advisers, rather than go direct-to-lender, is because they give you more choice. And one big way in which advisers offer more choice is by including non-bank lending institutions on their home loan panel. As the name suggests, non-bank lending institutions do offer loans but don’t have a…
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New and existing build-to-rent developments will now be exempt from the interest limitation rules that recently came into force. Since 1 October 2021, it has no longer been possible to claim interest for residential property acquired on or after 27 March 2021. For properties acquired before 27 March 2021, the ability to deduct interest is…
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As interest rates rise, it’s possible New Zealand will experience an increase in ‘mortgagee sales’, which presents both opportunities and risks for buyers. A mortgage sale is when a borrower defaults on their mortgage, causing the lender (i.e. the mortgagee) to seize and sell the property. For buyers, the big upside to acquiring a home…
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Property investors throughout most parts of New Zealand are enjoying gains in their rental income, but those increases are occurring at decreasing rates. Rents rose by 4.0% (as per the flow measure) in the year to July 2022, according to the most recent data from Stats NZ. That was down from 4.9% year-on-year growth in…
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